Minimum Opening Balance: $50.00
Monthly Service Charge: None
Interest Bearing: No
Features/Benefits:
Free ATM/Debit Card
Requires an e-statement
Customer purchases checks

Minimum Opening Balance: None
Monthly Service Charge: None*
Interest Bearing: No
*If your balance falls below the minimum daily balance of $500.00 you will be assessed a $5.00 charge once per statement cycle, plus $.10 for each check in excess of 20 per statement cycle.  This fee is waived for senior citizens.

Minimum Opening Balance: None
Monthly Service Charge: None
Interest Bearing: No
Features/Benefits:
Free ATM/Debit Card
Free Internet Banking and Telephone Banking
Free check safekeeping
Free automatic transfers

Minimum Opening Balance: $500.00
Monthly Service Charge: None*
Interest Bearing: Yes
*No monthly fee with a daily balance of $500.00 or an average daily balance of $800.00.  You will be assessed a $6.00 charge once per statement cycle unless you maintain these balances.

Minimum Opening Balance: $2000.00
Monthly Service Charge: None*
Interest Bearing: Yes
*No monthly fee with an average daily balance of $2000.00.  You will be assessed a $10.00 charge once per statement cycle unless you maintain the average daily balance.

BUSINESS CHECKING                                                                                                                                          

Minimum Opening Balance:  $50.00
Monthly Service Charge:  None*
*Must maintain a minimum daily balance of $2500 and total debits, credits and deposit items must not exceed 250 items per statement cycle.  If balance falls below $2500 the account will be assessed a monthly service charge of $5.00.  Each additional debit, credit and deposit items exceeding 250 per statement cycle is $.25 per item.

COMMERCIAL ANALYSIS CHECKING                                                                                                          

Minimum Opening Balance:  $50.00
Monthly Service Charge:  $5.00 plus $.015 per paper debit, $.25 per paper credit, $.10 per electronic debit or credit, $.03 on-us deposited item, $.07 transit deposited item.
Interest Credit:  Based on the 91-day t-bill.