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Auto Payment Calculator

Vehicle Price
Sales Tax %
Other Financed Charges
Total Vehicle Price $24,744.19
Cash Down Payment
Trade-In Value
Dealer Rebate
Total Down Payments $4,000.00
Interest Rate %
Length of Loan
Additional Principal Each Month

Monthly Payment $409.79
Loan Amount $20,744.19
Total Interest $3,842.66
Total Paid $24,586.85
Payoff Time 5 Yrs

Number of Payments 60
Annual Cost $4,917.48


All calculators are made available as self-help tools for your independent use with results based on information provided by the user. All examples are hypothetical and are for illustrative purposes only. Calculated results are believed to be accurate but results are not guaranteed. Loan calculators are not intended to provide financial advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. Users are advised to seek personalized advice from qualified professionals regarding all personal finance issues.
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A title for these calculator results that will help you identify it if you have printed out several versions of the calculator.
The name of your potential lender. This field is not required but may help if you have printed out several loan scenarios.
The sticker price or negotiated price of the vehicle you would like to purchase.
The amount of sales tax you will pay on this purchase.
Sticker price add-on charges to be financed with your auto loan. These may include license plates, vehicle registration, luxury tax, extended warranty policy, dealer prep charges, or destination charges, etc.
The total vehicle price once 'Sales Tax Amount' and 'Other Financed Charges' are added.
Any cash amount you plan to apply as a down payment to reduce your loan or lease amount.
Any vehicle trade-in amount you plan to apply as a down payment to reduce your loan or lease amount.
Any dealer (or manufacturer) rebate or matching down payment amount you plan to apply as a down payment to reduce your loan or lease amount.
The total down payment amount you plan to apply to your purchase to reduce the loan amount.
The annual percentage rate you will pay for this loan.
How long you will pay on this loan. Also choose whether 'Length of Loan' is years or months.
The additional amount you will pay each month (over the required 'Monthly Payment' amount) to pay down the principal on your loan.
Principal + Interest + Additional Principal (where applicable) to be paid each month.
Your total auto loan amount once 'Sales Tax' and 'Other Financed Charges' are added and 'Total Down Payments' is subtracted.
Total amount of interest you will pay over 'Length of Loan'.
Total amount of principal + interest you will pay over 'Length of Loan'.
Amount of time until the loan is paid off.
The number of payments you will make to pay off the loan.
The amount of money you will pay each year for this loan.
When checked, a section will appear below the calculator showing the complete amortization table.
Price + Sales Tax + Other Financed Charges
$22,872.00 = $22,872.00 + $1,172.19 + $700.00
Cash Down Payment + Trade-In + Dealer Rebate
$4,000.00 = $1,000.00 + $2,500.00 + $500.00
LoanAmount * (Rate / 12) / (1 - (1 + (Rate / 12))-Months)
$409.79 = $20,744.19 * (0.0690 / 12) / (1 - (1 + (0.0690 / 12))-60)
5 Yrs = (Previous Number of Monthly Payments + 1 each month until Balance = 0) / 12 [to convert to years and months]
Total Paid / Payment Amount [rounded up to a full payment]
60 = $24,586.85 / $409.79
Monthly Payment * 12
$4,917.48 = $409.79 * 12